Situated in a convenient and well-established residential area of Barrow-in-Furness, this attractive two-bedroom mid-terrace property presents an excellent opportunity for first-time buyers looking to step onto the property ladder or investors seeking a ready-to-let addition to their portfolio.
The accommodation is arranged over two floors and briefly comprises a welcoming entrance hallway, a spacious bay-fronted lounge/dining room offering plenty of natural light, and a fitted kitchen with a range of wall and base units. To the first floor are two well-proportioned bedrooms and a family bathroom.
The property benefits from gas central heating, double glazing, and offers excellent potential for personalisation while being ready for immediate occupation.
Located on James Street, the property enjoys easy access to Barrow town centre, where a wide range of shops, supermarkets, cafés, restaurants, leisure facilities and transport links can be found. Barrow-in-Furness railway station is within walking distance, providing connections throughout the region. Nearby amenities include a variety of local convenience stores and eateries.
Families will appreciate the selection of well-regarded schools within close proximity.
With strong rental demand in the area and excellent access to local employers, this property represents a fantastic investment prospect, while its practical layout and convenient location make it equally appealing to owner-occupiers.
Viewing is highly recommended to appreciate the accommodation and potential on offer. Virtual viewings available upon request.
Tenure : Freehold
Council Tax Band : A
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Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 0 | ||
| £125k to £250k | 2 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 3 | ||
| £125k to £250k | 5 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £300k | 0(2/5)* | ||
| £300k to £500k | 5 | ||
| £500k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
